I would suggest that spending more often than not leads to the Bill Murray Scrooged Movie For Christmas Shirt of wealth, either by paying for goods expected to be sold right away, or in anticipation of sales in the future Either way, for the most part those things sold will not be produced or cared for if someone wasn’t going to buy them. Whether perishable items, most of which help preserve some more durable form of wealth, like human capital, for instance. Or durable forms of wealth are produced that will last beyond the current time period. It is the “spending” that encourages the increased production and preservation of wealth. So whether you spend it or not, in terms of money you will have the same amount of money at the end of the given time period. which we can refer to as savings.